1. Its business primarily operates globally, with a core focus on providing fast and secure online cross-border money transfer services, supporting multiple receiving methods such as bank accounts, debit cards, and mobile wallets. 2. It is considered a top-tier player in the finance / cross-border remittance industry, with competitors including Wise, Western Union, and Remitly. 3. The brand terms used on the official website are "Xoom" or "Xoom, a PayPal Service".