1. The business mainly operates in Poland, with a core focus on fully digital personal banking services, including online loans, mobile banking, accounts, payments, debit cards, and term deposits. 2. In Finance / Insurance, it belongs to the emerging tier of digital banks, with competitors including other Polish digital banks or the digital divisions of traditional banks. 3. The brand terms used on the official website are "Raiffeisen Digital Bank" or "Raiffeisen Digital".