1. Its business scope is mainly in Cologne, Germany and surrounding areas, with core services including retail banking, corporate banking, loans, insurance, investments, and real estate. 2. In the financial industry, it is a German regional savings bank. Competitors include Deutsche Bank, Commerzbank, Germany's regional state banks, and savings banks. 3. The official website brand terms are "Kreissparkasse Köln" or "KSK".